North Texas Car Accident Lawyers
Banner, Briley & White
While car accidents make up a significant portion of personal injury and wrongful death claims, it would be wrong to think that they are always simple to resolve.
Car Accident Insurance Issues
If you have been involved in an automobile accident and you are at fault, then your insurance company is obligated to defend you and pay the person you hit for their property damages and personal injuries. You may be liable for any damages over the amount of your policy limits.
If you do not have automobile liability insurance, then you may be personally liable for all of the damages sustained by anyone injured as a result of your conduct.
In the event that you are involved in a car accident and someone else is at fault, then you may be able to recover from the other person’s insurance company.
If more than one person is at fault, you may be able to recover damages from several different parties. You may also be entitled to compensation from your own automobile insurance carrier if you have insurance.
What should you do after a car accident? Follow this link to find out.
Settlement Offers:
Should You Accept or Decline?
In our experience, few things other than self-interest motivate the actions of insurance companies and corporations.
The truth of the matter is that these businesses pay attorneys to make sure that you get paid as little as possible. Insurance companies also employ claim adjusters whose job it is to settle claims at the lowest possible amount — and they have handled plenty of claims like yours before.
You, on the other hand, are at a disadvantage when it comes to evaluating the value of your injuries or damages. Insurance companies know this and they will often make "a fair offer" early in the process in the hopes that you'll take the "fast cash."
To further discourage you from pursuing a lawsuit, they might point out that if you hire a lawyer and the case goes to trial and you do win — that process may take years to complete and the money that your lawyer takes will wipe out any increase in the compensation obtained for you. In reality, numerous independent studies have shown that just the opposite is true.
Getting Started
Our firm handles all car accident cases on a contingency basis. This means it will cost you nothing to get us started on your case. We collect a fee only if you receive compensation from the parties responsible for your injuries.
To arrange for a free consultation, call our Wichita Falls, Texas, offices at 940-692-5000.
