Car Accidents

While car accidents make up a significant portion of personal injury and wrongful death claims, it would be wrong to think that they are always simple to resolve. We understand not just the “rules of the road” and the special duties imposed on commercial and public carriers, but also the complex scientific and engineering principles often necessary to unravel just how an accident occurred on the roadways in and around Wichita Falls, Texas.

Fault and Car Accident Insurance Claims

If you have been involved in an automobile accident and you are at fault, then your insurance company is obligated to defend you and pay the person who you hit for their property damages and personal injuries. You may be liable for damages over the amount of your policy limits. If you do not have automobile liability insurance, then you may be personally liable for all of the damages sustained by person(s) which were injured as a result of your conduct. In the event that you are involved in an accident and someone else is at fault, then you may be able to recover from the other person’s insurance company. If more than one person is at fault, you may be entitled to recover from several different parties. You may also be entitled to recover from your own automobile insurance carrier if you have insurance.

Settlement Offers from the Insurance Company

The insurance company is not looking out for you, even though its insured caused your damages and injuries. The insurance companies pay attorneys to make sure that you get paid as little as possible. Insurance companies employ claim adjusters whose job it is to settle claims at the lowest possible amount, and who have been handling claims like yours for several years. You do not have the experience necessary to argue with the insurance companies or to determine the value of your injuries or damages. Insurance companies know this.

Contingent Fees When You Hire a Lawyer

Almost all car accident representation by attorneys is done on a contingency fee basis. This means it will likely cost you nothing to obtain an attorney and get them started on your case. The attorney collects his or her fee when the you collect from the persons responsible for your injuries.

To learn more about protecting your rights in an automobile accident, click on WHAT TO DO AFTER YOU’VE BEEN IN AN ACCIDENT?

You deserve to have someone on your side. Contact us today! Speak to an attorney. Our initial consultation is free of charge. Take advantage of our experience so the insurance companies won’t take advantage of you.